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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The Real Estate Settlement Procedure Act (RESPA), Section 8 violation that refers to a person giving or accepting a fee or "thing of value" for the referral of business is known as a

A) conversion.
B) kickback.
C) bundled services.
D) required use.

2. When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

A) subordinated to the lien of the subject mortgage.
B) subrogated to the lien of the insured mortgage.
C) restricted to the lien of the subject mortgage.
D) waived to the lien of the subject mortgage.

3. Which document is recorded in the recorder of deeds?

A) realty transfer tax statement of value
B) mechanic's lien
C) notice of lis pendens
D) civil judgment

4. Coverage under a loan policy remains effective

A) until the property is sold.
B) during the life of the owner.
C) until the secured debt is satisfied.
D) until the lender assigns the mortgage.

5. An acknowledgment

A) provides evidence that a signature is genuine.
B) states that a deed contains verified information.
C) is an authorization to convey property.
D) is a signature on a deed.

Solutions: