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Pennsylvania Producers Examination for Title Insurance Series 16-10: PA-Title-Insurance-Agent Exam
"Pennsylvania Producers Examination for Title Insurance Series 16-10", also known as PA-Title-Insurance-Agent exam, is a Insurance Licensing Certification. With the complete collection of questions and answers, ExamcollectionPass has assembled to take you through 67 Q&As to your PA-Title-Insurance-Agent Exam preparation. In the PA-Title-Insurance-Agent exam resources, you will cover every field and category in Pennsylvania Insurance Licencing (PAIN) Certification helping to ready you for your successful Insurance Licensing Certification.
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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Insurance Regulation | 25% | - Unfair trade practices and ethics - Pennsylvania insurance statutes and regulations - Licensing requirements and procedures |
| Topic 2: Real Estate Transactions & Settlement | 10% | - Escrow and closing procedures - Disbursement and record-keeping - Policy issuance and delivery |
| Topic 3: Title Insurance Principles | 25% | - Title commitments and policy forms - Exceptions and risk elimination - Purpose and function of title insurance - Title search and examination procedures |
| Topic 4: General Insurance Concepts | 15% | - Risk and indemnity - Contract law fundamentals - Basic insurance principles |
| Topic 5: Real Property Law | 25% | - Conveyance and recording statutes - Property rights and interests - Liens, encumbrances, and easements |
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was
- A. an assumption clause.
- B. a due-on-sale clause.
- C. a prepayment clause.
- D. a subordination clause.
Correct Answer: B 🗳️
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An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of
- A. illegal inducement.
- B. rebating.
- C. unfair discrimination.
- D. unfair coercion.
Correct Answer: C 🗳️
Explanation: Only visible for ExamcollectionPass members. You can sign-up / login (it's free).
A chain of title is best described as
- A. a grantor/grantee index.
- B. an opinion of title provided by an attorney.
- C. an historical record of liens on the property.
- D. a series of conveyances of public record.
Correct Answer: D 🗳️
Explanation: Only visible for ExamcollectionPass members. You can sign-up / login (it's free).
An acknowledgment
- A. provides evidence that a signature is genuine.
- B. states that a deed contains verified information.
- C. is an authorization to convey property.
- D. is a signature on a deed.
Correct Answer: A 🗳️
Explanation: Only visible for ExamcollectionPass members. You can sign-up / login (it's free).
A leasehold interest in real property ownership is
- A. a non insurable interest.
- B. an insurable interest.
- C. an usury interest.
- D. a lien interest.
Correct Answer: B 🗳️
Explanation: Only visible for ExamcollectionPass members. You can sign-up / login (it's free).
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