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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A deed was properly completed and executed. Title to the property passed when the deed was

A) signed.
B) recorded.
C) acknowledged.
D) accepted by the grantee.

2. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) condition.
B) standard exception.
C) requirement.
D) post policy event.

3. An agent who collects money from an insured and holds it for payment to the insurer is

A) providing coverage.
B) acting in a fiduciary capacity.
C) commingling funds.
D) wrongfully withholding funds.

4. Which of the following is excluded from coverage in the standard owner's policy?

A) lack of a right of access to and from the land
B) recorded documentation on the title to real property without acknowledgment
C) any law, ordinance, or governmental regulation without filed notice
D) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage

5. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
B) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
C) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
D) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.

Solutions: