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Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. An insurer may refuse to underwrite a particular insurance applicant for a reason based wholly on:

A) Gender
B) Race
C) Medical condition
D) Creed

2. An individual purchased an annuity with a series of premium payments continuing over a period of twenty years. The purchase payments were made during the:

A) Period certain
B) Liquidation period
C) Accumulation period
D) Annuity period

3. A conditional receipt must be given to an applicant for life insurance who pays the initial premium at the time of signing:

A) The policy delivery receipt
B) The premium payment bank draft authorization
C) The policy application form
D) The statement of good health

4. A refusal to do business with a particular individual or business is known as:

A) A binder
B) An estoppel
C) A boycott
D) An injunction

5. The Medical Information Bureau may release information in the proposed insured ' s file to:

A) Employment agencies
B) Member insurance companies
C) The insured ' s employer
D) Any physician

Solutions: