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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Which of the following is a life insurance contract written on the life of an individual?

A) Joint Life Contract.
B) Survivorship Policy.
C) Single-Life Insurance.
D) Insurance.

2. In reference to life Insurance in contract law, a person MOST likely will have an insurable interest in insuring
a person's life If

A) the interest exists at the time of application.
B) the interest exists at the time of death.
C) any type of distant family relationship exists with the insured party.
D) any type of business relationship exists between the insured party and the beneficiary.

3. An exposure Is a condition or situation that presents the possibility of

A) loss.
B) peril.
C) indemnity.
D) hazard.

4. Which of the following plans will provide a death benefit to the policy's beneficiary Income tax free?

A) Qualified Retirement.
B) Tax Sheltered Annuity.
C) Annuity.
D) Whole Life.

5. While texting and driving, an Insured loses control of the vehicle and hits a tree. The resulting collision Is

A) a hazard.
B) a risk.
C) a peril.
D) an exposure.

Solutions: