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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

1. Which type of health insurance is designed primarily to reimburse medical expenses such as hospital, surgical, and physician charges?

A) Credit life insurance
B) Medical expense insurance
C) Disability income insurance
D) Accidental death insurance

2. In a disability income policy, the elimination period is best described as:

A) The period during which the policy cannot be cancelled
B) The maximum period for which premiums are waived
C) The period after disability during which benefits are payable
D) The waiting period after disability begins before benefits become payable

3. Under Nevada law, the definition of " insurer " includes:

A) a financial planner
B) a security dealer
C) an indemnitor
D) a syndicate

4. In a variable annuity, who bears the investment risk associated with the separate-account investment performance?

A) The contract owner
B) The producer
C) The insurer
D) The beneficiary

5. Under the Affordable Care Act (ACA), for a woman 40 years or older, mammograms are:

A) covered under preventative services annually at no cost
B) not covered if a family member has been formally diagnosed with breast cancer
C) covered under only health plans that offer mammogram coverage
D) not covered under the rules of ACA because mammograms are not considered preventative health care

Solutions: