NV Accident and Health: InsNV_Health02 Exam


"NV Accident and Health", also known as InsNV_Health02 exam, is a Insurance Licensing Certification. With the complete collection of questions and answers, ExamcollectionPass has assembled to take you through 132 Q&As to your InsNV_Health02 Exam preparation. In the InsNV_Health02 exam resources, you will cover every field and category in Nevada Insurance Certification helping to ready you for your successful Insurance Licensing Certification.

  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Total Questions: 132

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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Nevada Statutes, Rules and Regulations~32%- General State Insurance Regulations
  • 1. Agent Licensing Requirements
  • 2. Definitions and General Provisions
  • 3. Insurance Commissioner Authority
  • 4. Marketing Practices and Unfair Trade
  • 5. Insurance Guaranty Associations
- Nevada Health-Specific Regulations
  • 1. Replacement and Free-Look Provisions
  • 2. Group and Credit Health Rules
  • 3. Advertising and Disclosure Rules
Topic 2: Accident and Health — General Knowledge~68%- Types of Health Insurance Policies
  • 1. Long-Term Care (LTC) Insurance
  • 2. Disability Income Insurance
  • 3. Accidental Death & Dismemberment
  • 4. Group Health Insurance
  • 5. Limited Benefit Plans
  • 6. Medical Expense / Major Medical Insurance
  • 7. Medicare Supplement Policies
- Insurance Concepts and Underwriting
  • 1. Premiums and Renewal
  • 2. Insurance Basics and Risk
  • 3. Application and Underwriting
- Social Insurance / Government Plans
  • 1. Medicare (Parts A, B, C, D)
  • 2. Social Security Disability Benefits
  • 3. Medicaid
- Policy Provisions, Clauses & Riders
  • 1. Mandatory Uniform Provisions
  • 2. Other Provisions and Clauses
  • 3. Common Riders
  • 4. Optional Provisions

Insurance Licensing NV Accident and Health Sample Questions:

Which Medicare part generally helps cover inpatient hospital care, skilled nursing facility care following a qualifying hospital stay, hospice care, and certain home health services?

  • A. Medicare Part B
  • B. Medicare Part C
  • C. Medicare Part A
  • D. Medicare Part D
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Under an Accidental Death and Dismemberment policy, in which of the following circumstances will an autopsy NOT be performed?

  • A. When the cause of death was an accident
  • B. When the beneficiary refuses to give consent
  • C. When it is prohibited by law
  • D. When the cause of death was an illness
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Which of the following benefits are usually EXCLUDED or limited under a Long Term Care policy?

  • A. Skilled nursing
  • B. Home health care
  • C. Addictive behavior rehabilitation
  • D. Hospice care
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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An insured has a $1,000 deductible and then pays 20% of covered medical expenses, while the insurer pays
80%. What is the insured's 20% share called?

  • A. Copayment
  • B. Coinsurance
  • C. Elimination period
  • D. Stop-loss benefit
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Under a Gold health insurance plan, an insurer would be expected to pay which percentage of medical costs?

  • A. 80%
  • B. 70%
  • C. 60%
  • D. 90%
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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