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IIC C11 Exam Syllabus Topics:

IIC Principles and Practice of Insurance Sample Questions:

1. Which insurance industry impact is an example of a surety?

A) A manufacturer accepting shipping risks that are insured
B) A developer advancing funds to a building contractor for a guaranteed project
C) A bank issuing a mortgage on an insured building
D) A doctor providing malpractice-covered services

2. What does the term "subject of insurance" refer to?

A) The company providing the coverage
B) The perils associated with the risk
C) The type of wording applicable to the policy
D) The thing being insured

3. When one reinsurer cedes part of its business to another reinsurer, what is the second reinsurer called?

A) Retrocessionaire
B) Alternate Insurer
C) Primary Insurer
D) Cessionaire

4. Which action reduces a hazard?

A) Installing anti-slip floor tile in the hallway
B) Removing protective packaging around items being moved
C) Using high beams at night on a busy highway
D) Shutting off sprinkler systems during renovations

5. Which type of clause grants additional protection to the entity that has a registered interest on real property?

A) Mortgage clause
B) Bailee clause
C) Lienholder clause
D) Additional interest clause

Solutions: